Cambridge Centre for Business Research : Three Surveys of the Financing of Small and Medium-sized Enterprises in Western Europe, 2001


Abstract copyright UK Data Service and data collection copyright owner.

These surveys focus on the funding of small and medium-sized enterprises (SMEs) in three different regions in Europe: South East England, Bavaria in southern Germany and Emilia-Romagna in Italy, against the background of increasing integration of Europe’s financial space, and the specific context of dramatic transformation of regional and local banking systems and the emergence of a venture capital market. The research focused on the implications of the restructuring, reorganisation and transformation of local and regional banking systems across Europe for the role of such banks in funding and supporting the SME sector. Local and regional banks are being rationalised as part of a wave of merger and reorganisation activity that is sweeping through Europe’s financial system. The concern is that what appears to be increasing centralisation of banking will have detrimental effects on the links between local firms, especially small and medium sized enterprises, and local banks, and the access of such firms to loan capital.

Main Topics:

The dataset includes information from the postal questionnaires. In the first section of the questionnaire, the SMEs were asked general questions about the nature of their business, its size, employment growth, and turnover. The second section was concerned with the methods of financing the SMEs used and what that finance was used for. The third section of the questionnaire covered SMEs' use of bank finance, and the fourth section asked questions on the use of venture capital finance.

One-stage stratified or systematic random sample

Postal survey

Metadata Access
Creator Martin, R., University of Cambridge, Department of Geography; Sunley, P. J., University of Edinburgh; Turner, D., University of Cambridge, Centre for Business Research
Publisher UK Data Service
Publication Year 2004
Funding Reference Economic and Social Research Council
Rights Copyright University of Cambridge. Centre for Business Research; <p>The Data Collection is available to UK Data Service registered users subject to the <a href="" target="_blank">End User Licence Agreement</a>.</p><p>Commercial use of the data requires approval from the data owner or their nominee. The UK Data Service will contact you.</p>
OpenAccess true
Language English
Resource Type Numeric; Data collected at individual SME level
Discipline Economics; Social and Behavioural Sciences
Spatial Coverage South East England; Bavaria; Emilia-Romagna; Germany (October 1990-); Italy; United Kingdom