The CIR microdata constitute a granular, transaction-by-transaction database with information on loans granted by financial institutions to individuals resident and non-resident in Spain.The data offered form part of the information maintained by the Central Credit Register (CIR)Source of data: Information reported pursuant to Banco de España Circular 1/2013 on the Central Credit Register.Universe: Information on loans to individuals.Analysis unit: Transaction and Individual.Geographic Coverage: Loans extended to individuals resident and non-resident in Spain and reported to the CCR by the reporting agentsTime Coverage: 2016-01-01/2025-12-31Sampling Methods: PopullationAvailability: OnSite/RemoteFrequency: Annual